Business Insurance

As a business owner it is inportant to know and undertand business owners policies before going out and looking for the right one. A business policy is a combination of three different insurance policies into one package.

  1. Property Insurance
  2. Liability Insurance
  3. Business Interruption Insurance

These policies are very malleable, making the addaptable to each business. Get in contact with one of our agents and we can help talk you through what policy would be best to fit your company.


iii Understanding Business Insurnace

Increasing Your Coverage with Excess and Umbrella Insurance

You can increase the protection provided by your BOP and other business insurance policies by adding an excess liability or umbrella insurance policy. This type of supplemental policy boosts your coverage beyond the limits of your primary insurance policies. Depending on the policy, your umbrella coverage is designed to broaden and increase coverage, "filling in the gaps" left by other types of liability insurance by covering additional areas of risk and even reimbursing you for deductibles. Your insurance professional can advise you about combining an umbrella policy with a BOP or other business insurance.

Finding Coverage that Matches Your Business Size

Each business is unique, whether you work out of your home or out of an affice, size matters and you want to look for can change. If you are unsure of what your business qualifies as size wise, or just want more general information on how business size may affect the type of coverage you are looking to obtain.


iii Finding Coverage that Matches Your Business Size