About Us

Agency Profile

Tinnerman Insurance is a family owned, third generation, independent insurance agency. We are located in Centerville, Ohio and have been serving the greater Dayton area since our founding in Dayton, Ohio in 1945. As a local, independent agency we do not work for the insurance company, instead we work for you; our client. We specialize in getting to know our customers so that we can provide insurance programs customized to the client's individual needs while controlling their insurance costs. We pride ourselves in providing good "old fashioned" personal service that is backed by partnering with well respected and financially sound insurance company partners. We align ourselves with insurance companies who have hard earned reputations for having outstanding claims service and who believe in putting more premium dollars into the quality of the policy contracts that they write and less into advertising. We believe strongly that this combination allows us to serve our clients' needs best over the long-term; to minimize risk and to provide peace of mind while controlling costs. We are always available for clients should the need arise for assistance with any claims or policy service issues to see to it that our customers' needs are always met. We are licensed to write insurance in; Ohio, Indiana, Kentucky, Michigan and Tennessee.

Agency History

Our Founder: Robert "Bob" Tinnerman

Born and raised in Dayton, a Roosevelt High School and an Otterbein College graduate, Bob Tinnerman founded the agency in 1945 upon exiting the Army after serving his county in the Pacific during World War II. Bob began the agency from "scratch" so to speak initially working out of his North Dayton home and working with many other returning war veterans to get the agency started. Bob believed in working hard and in playing hard. Over the years, he built the agency into a full service personal and commercial lines agency and in the late 1940's moved the agency into downtown Dayton office space at 711 S. Main Street. Bob retired from the insurance agency business in 1981 after 36 years in the business. Bob passed away in 1990 at the age of 76. Bob was married to his college sweetheart "Wanda" for 51 years; Bob and Wanda had four children.


Our Second Generation owner: Dave Tinnerman

Bob's son Dave joined the growing agency in 1966 after graduating from Franklin High School in 1960, serving two years in the Army and attending Otterbein College. Dave trained under Bob and helped facilitate the agency's growth in the mid 1960's, 1970's and 1980's. Dave became agency owner in 1981 with Bob's retirement and in 1982 moved the agency to Centerville. In 1991 Dave moved the agency to the current location of 5 Iron Gate Park Drive in Centerville. Dave retired from the agency in 2001 after 35 years in the insurance agency business. Dave resides with wife Cathy in Washington Township.



Our Third Generation (and current) owner: Ron Tinnerman

Dave's son and Bob's grandson Ron Tinnerman joined the agency in 1990 after graduating from Centerville High School in 1986 and Miami University in 1990. Ron trained under Dave and helped facilitate the agency's growth in the 1990's and 2000's. Ron became owner of the agency in 2001 with Dave's retirement and today serves as agency President. Ron earned in 1995 and holds the "Certified Insurance Counselor" professional designation, is active locally in The Centerville Hustle Basketball Club currently serving as club president, The Noon Optimist Club of Centerville and The South Dayton chapter of AMBUCS (American Business Clubs). Ron resides in Centerville with high school sweetheart and wife of over 20 years; Jill, Ron and Jill have two sons.


Agency Staff

Ron Tinnerman - Agency President/Principal:

Ron joined the agency in 1990 after graduating from Centerville High School in 1986 and Miami University in 1990. Ron became owner of the agency in 2001 and today serves as agency President and Principal. Ron earned in 1995 and currently holds the "Certified Insurance Counselor" professional designation, he is also active locally in The Centerville Hustle Basketball Club currently serving as club president, The Noon Optimist Club of Centerville and The South Dayton chapter of AMBUCS (American Business Clubs). Ron resides in Centerville with high school sweetheart and wife of over 20 years; Jill, Ron and Jill have two sons. Ron can be reached at ron@tinnermaninsurance.com or at the office phone of 937-439-0212.

Gina Mabelitini - Customer Service Representative:

Gina joined the agency in 2017, Gina is a Northmont High School Graduate, and worked for the City of Dayton in the city manager's office for over twenty years before joining the agency. Gina excels in providing friendly and efficient customer service for all agency clients. Gina can be reached at: gina@tinnermaninsurance.com or at the office phone of 937-439-0212.

Janice Adams--Customer Service Representative:

Janice joined the agency in March of 2016 after being a Tinnerman customer since 1991. Prior to joining the agency, she was a claims adjustor for twenty five years and brings a wealth of claims handling experience and knowledge to the agency. Janice is a Belmont High School Graduate and attended Sinclair Community College. Janice can be reached by email at janice@tinnermaninsurance.com or on the office phone at 937-439-0212.