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Personal Insurance - Umbrella
 
The Personal/Executive Umbrella is a broad coverage liability policy designed to protect your personal assets from bodily-injury and property-damage lawsuits. Protection extends not only to the person listed on the policy, but also to the relatives residing in the household and anyone else under the age of 21 residing in the household.
 
Personal Liability Protection
The Personal/Executive Umbrella is designed to increase personal liability protection over such policies as your:
  Automobile
  Homeowners
  Mobile Homeowners
  Recreational Vehicle
  Watercraft
  Eligible Rental Property
  Office Premises

The Auto-Owners Personal/Executive Umbrella also provides primary liability coverage for certain exposures not usually included with the underlying policies. A $250 self insured retention would apply for these claims.

However, this self insured retention is waived when the underlying automobile and personal liability coverage is written with an Auto-Owners Group company.

Broad Umbrella Coverage
  Personal Injury - Includes libel, slander, false arrest, mental anguish, defamation of character, invasion of privacy, false imprisonment and wrongful eviction
  Liability for property rented to, used by, or in your care, custody or control
  Blanket Contractual Liability
  Liquor Law Liability
  Worldwide Coverage
  Legal defense in lawsuits not provided by basic liability insurance

This protection is available with coverage limits of $1 million to $10 Million.

 


 
 
   

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