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As a rental dwelling owner, you already
know you can't afford to be without dwelling insurance.
This page is designed to help you choose
the coverage which are best for you.
| Basic
Form Policy |
|
Basic Form Policy covers your dwelling,
other structures, rental income, and may cover your personal property
against loss caused by: |
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Fire or lightning |
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Wind and hail |
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Explosion |
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Riot or civil commotion |
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Aircraft |
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Vehicles |
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Smoke |
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Vandalism or malicious
mischief |
| Special
Form Policy |
| Special
Form Policy covers your dwelling, other structures, rental income and
additional living expenses against direct physical loss with certain
exclusions. Personal property may be covered for Basic Form perils
plus: |
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Weight of ice and snow |
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Falling objects |
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Collapse of building |
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Tearing, cracking,
burning or bulging of a furnace or water heater |
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Sudden and accidental
damage from electrical currents |
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Accidental discharge of
water or steam |
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Freezing of plumbing,
heating systems or appliances |
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Damage caused by
burglars |
| Premier
Program |
| |
Special Form Coverage |
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$3,000 Personal
Property Coverage included |
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Automatic inflationary
adjustment to dwelling limit |
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Premium discounts for
homes under 10 years old |
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Premium discounts for
smoke detectors, fire extinguishers and deadbolt locks |
|
Optional Coverage |
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Personal Property |
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Other Structures |
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Additional Living
Expenses |
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Rental Income |
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Adjusted Value |
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Awning, Canopies and
signs |
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Outdoor Radio and T. V.
Equipment |
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Earthquake Damage |
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Building Improvements |
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Fire Department Service
Charge |
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Personal and Landlord
Liability |
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Personal Injury |
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