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Personal Insurance - Homeowners Options
 
Guaranteed Home Replacement cost

Personal Property Replacement Cost

Homeowners Plus
  Refrigerated products - up to $750
    Policy form provides $250 coverage. This endorsement provides up to an additional $500 of coverage
  Waiver of deductible for glass breakage - up to $250
  Mortgage Extra Expense - up to an additional $250 per month for four years
  Sewer and sump-pump backup - $250 deductible
    Policy form provides $250 coverage. This endorsement provides up to an additional $500 of coverage

Earthquake Damage

Scheduled Personal Property
  Jewelry
Silverware
Musical Instruments
Personal Computers
Watercraft
Recreational Vehicles
Furs
Plus More

Special Personal Property Coverage
Adds coverage for additional risks of loss.

Recreational Vehicle Liability

Watercraft Liability
Covers your liability for the operation of outboards over 120 HP, inboard or inboard/outdrives over 175 HP, waterjet propelled watercraft under 16 feet in length or sailboats 26 feet or more in length. All other boats are covered automatically, except in North Carolina where automatic coverage only applies to outboards 25HP or less.

Additional Residence Premises Liability

Professional Liability for Teachers, School Administrators, Barbers and Beauticians

Incidental Business Liability

Ordinance or Law Coverage


 

 

 
   

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