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Personal Insurance - Automobile Options
Uninsured Motorist
This coverage allows you to recover bodily
injury damages due to an accident where the other party does not have
insurance, and is found at legally liable.
Underinsured Motorist
This coverage allows you to recover bodily
injury damages due to an accident where the other party is found legally
liable and does not have adequate liability limits.
Road Trouble Service
Pays you up to the policy limit for
expenses incurred if your automobile fails to operate.
Additional Expense Coverage
Pays you for necessary additional expenses
incurred as a result of a loss for which you are protected under
comprehensive or collision coverages. These include rental cars, food,
lodging and other incidental expenses.
"Drive Other Cars" Coverage Extension
May be purchased to provide Bodily Injury
Liability and Property Damage Liability coverages when operating an
automobile furnished for regular use, or a commercial automobile used for
business purposes.
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